Stripe API
The Stripe API lets developers easily add secure payment processing to their own projects.
Paid Only
✓ Verified
🇺🇸 United States
Stripe is the gold standard for payment APIs, trusted by millions of businesses from startups to Fortune 500 companies. The API covers one-time payments, subscriptions, invoicing, marketplaces (Stripe Connect), fraud detection (Radar), and embedded finance. Stripe’s developer experience is exceptional — the best documentation, webhooks, test mode, and dashboard in the industry. Pricing is 2.9% + 30¢ per transaction with no monthly fees. Supported in 47 countries with 135+ currencies. First choice for most developers building payment features.
API Details
Auth Method
API Key
Pricing Model
Paid Only
Free Tier
No (pay per transaction: 2.9% + 30¢)
Rate Limit
100 write ops/second
Format
REST / JSON
Versioning
Date-pinned (YYYY-MM-DD)
SLA / Uptime
99.99%
Compliance
PCI DSS Level 1, SOC 2, ISO 27001, GDPR
Geographic Restrictions
47 countries supported for businesses
Last Verified
2026-02-20
Categories
Frequently Asked Questions
Stripe's standard rate is 2.9% + 30u00a2 per successful online card transaction in the US. International cards add 1.5% and currency conversion adds 1%. There are no monthly fees, no setup fees, and no minimum charges. For high-volume businesses, custom rates are available. In-person card payments cost 2.7% + 5u00a2 via Stripe Terminal.
By default, Stripe transfers funds to your bank account on a 2-day rolling basis (T+2). Instant Payouts are available within 30 minutes for an additional 1% fee. Weekly and monthly payout schedules are also available. New Stripe accounts may have extended initial holding periods (up to 7 days) until account history is established.
Yes. Stripe is available in 47+ countries and supports 135+ currencies. Your customers can pay in their local currency while you receive payouts in yours. Stripe handles multi-currency conversions automatically. Note that Stripe's availability varies u2014 it is not available in all countries, particularly across Africa and parts of Asia.
Stripe Connect is for marketplace and platform businesses that need to move money to third parties u2014 e.g., a freelance marketplace paying contractors, or a food delivery app paying restaurants. Without Connect, Stripe is for direct business-to-customer payments. Connect handles split payments, direct charges, and KYC/compliance for sub-accounts.